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We all kick ourselves in the pants when that fateful day comes and our computer chomps all our data and we don't have any backups. Of course some idiot tech will tell you to reformat your computer and reload your backups. They know darn good and well that you don't have a backup.

So, make backups.

Backup anything you can not get from installation disks or internet download.

Make several backups in case one goes back.

Backup regularily.

I like to use my CD writer for backups. Whatever you have to use, use it.